Bank Enterprise Cooperation "Fur Capital" Business To Achieve Win-Win Situation Of Banks And Enterprises

The weather in the north is getting colder and colder.

Business is up.

Recently, the reporter went to interview the Liaodong town of Liaoning, Liaoyang Province, known as the "fur city of China".

"Tong Er Bao's professional market has been developing rapidly since its establishment in 2004. Leather products are widely welcomed by customers all over the country, and the demand for commercial credit is increasing year by year.

The Liaoyang lighthouse sub branch of the Agricultural Bank of China has focused on increasing the marketing and development efforts of individual production and business loans in the specialized market, and constantly meeting the financial needs of customers.

Agricultural Bank of China (601288, stock bar) Jin Liwei, deputy governor of Liaoyang lighthouse sub branch, said.

It is understood that the professional market of Liaoning Tong Er Bao fur and leather products is one of the domestic leather industry bases with the name of Hebei Xinji and Zhejiang Haining. It has more than 1000 leather and fur production enterprises, and produces more than 1610 pieces of leather, fur and its products annually.

With the coming of the peak selling season, there are more than 5 passengers per day, accounting for 70% of the market share. The products are exported to the United States, Russia, Japan, Korea and other countries and regions.

(000902) the association is entitled "China".

Fur clothing famous city.

In the specific work, the Liaoyang lighthouse sub branch has increased the propaganda and marketing efforts of quality customers in the fur and leather industry chain of Tong Er Bao area, and established an efficient marketing team jointly participated by the "three rural" business department, housing finance and personal credit department and customer manager of Lighthouse sub branch, which effectively supported the development of industrial clusters in the area.

Jia Qingwei, general manager of Wang Ding fur Co. Ltd., told reporters: "I started making fur business in early 1993. At the very beginning, the scale was very small. Later, the scale was expanded and the capital was badly needed. ABC promptly extended a helping hand to solve the urgent need for our loan. After that, we established a cooperative relationship with ABC.

Since then, ABC has installed POS machines, pfer phones, etc. for us, and it is more convenient to handle financial pactions.

Over the past few years, with the support of ABC, Wang Ding has gradually developed from a simple family workshop to a small-sized enterprise with modern scale.

Last year, the company imported advanced machinery and equipment from Germany to carry out deep processing of leather products, and achieved a diversified business model integrating "dyeing, processing and marketing".

In the Tong Er Bao Town garment industry joint conference, the reporter saw the endless stream of customers who came here to negotiate business and order goods. President Wu Ming told reporters: "this is the peak season for sales and passenger traffic is increasing. This year's sales volume is expected to be higher than in previous years."

It is understood that his own business of a Sheng Xin fur factory has also been fully supported by the Agricultural Bank of China, and its products are not only sold throughout the country, but also exported to Russia, Denmark and other countries and regions.

In order to better support the development of local leather industry and realize the win-win situation of banks and enterprises, the lighthouse sub branch has studied and formulated the "professional market credit business service plan" according to different financial needs of customers.

At the same time, the bank actively builds an e-service channel system based on physical service network center, customer service center, message service and so on, which meets the basic financial needs of customers.

According to statistics, since the beginning of this year, the bank has issued 300 million guarantees for individual businesses and small and micro business owners in the market by adopting "joint business guarantee" and "market + merchant" guarantees, so as to help businesses to diversify their businesses and effectively increase market competitiveness and growth potential.

At present, the lighthouse City government is working out the overall regional development plan, expanding the development space of industrial clusters, and focusing on building "big".

The development pattern of "big commerce", which coincides with the strategic conception of ABC serving the "three rural issues".

I believe that with the continuous improvement of the Agricultural Bank's service function, the way of cooperation between banks and enterprises will become wider and wider.